Auto Insurance Journal Archives | Auto Insurance | EINSURANCE Quote, Compare, Save! Wed, 08 Jan 2025 19:37:12 +0000 en-US hourly 1 https://wordpress.org/?v=6.7.1 https://www.einsurance.com/wp-content/uploads/cropped-10390300_10152435665504197_8229944792578476094_n-32x32.png Auto Insurance Journal Archives | Auto Insurance | EINSURANCE 32 32 Maximize Your Savings: A Comprehensive Guide to Multi-Car Insurance Policies https://www.einsurance.com/journal/comprehensive-guide-to-multi-car-insurance-policies/ Thu, 19 Dec 2024 17:00:42 +0000 https://www.einsurance.com/?p=33545 Multi-car insurance policies offer consumers a chance to save some money on their auto policies. If your family owns more than one vehicle, it may be wise to put them all on the same policy. Of course, there are some situations where the benefits of multi-car insurance policies aren’t worth making changes to insurance policies. […]

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]]> How Much Does a Texting While Driving Ticket Increase Auto Insurance Premiums https://www.einsurance.com/journal/how-much-does-a-texting-while-driving-ticket-increase-auto-insurance-premiums/ Thu, 14 Nov 2024 17:00:04 +0000 https://www.einsurance.com/?p=33460 Key Takeaways: Drivers with a texting or distracted driving violation are penalized by insurance companies with an average increase of 27% in annual premiums. Teens are especially susceptible to texting and driving which can have long-term consequences if there is an accident or someone is injured. Texting while driving is illegal in most states and […]

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]]> Garage Liability vs. Garagekeeper Liability: What Every Auto Shop Owner Must Know https://www.einsurance.com/journal/garage-liability-vs-garagekeeper-liability/ Thu, 24 Oct 2024 16:00:21 +0000 https://www.einsurance.com/?p=33324 Key Takeaways: In addition to standard business insurance coverage, auto-related businesses may need Garage Liability and Garagekeeper Liability to be fully protected, especially when customers leave their vehicles in the business’s care. Garage Liability and Garagekeeper Liability Insurance cover two different aspects of business insurance coverage, with one protecting the business and the other protecting […]

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]]> Bicycle Accident Insurance Coverage – What Cyclists Need to Know https://www.einsurance.com/journal/bicycle-accident-insurance-coverage-what-cyclists-need-to-know/ Thu, 19 Sep 2024 16:00:53 +0000 https://www.einsurance.com/?p=33275 Key Takeaways: Cyclists involved in accidents with motor vehicles may be covered by the driver’s car insurance policy, including UM/UIM coverage. While home insurance provides some protection, it may not cover all risks associated with bicycle accidents. Cyclists should evaluate their policies and consider additional coverage options to close the gaps in protection. Specialized bicycle […]

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]]> College Student Car Insurance Explained https://www.einsurance.com/journal/college-student-car-insurance-explained/ Thu, 22 Aug 2024 16:00:29 +0000 https://www.einsurance.com/?p=33237 A new school year is upon us. And it’s time for parents and students to discuss affordable car insurance for college students. Whether you need to know about the cost of car insurance for college students, the discounts available for some, or the best types of car insurance for college students, the experienced team at […]

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]]> Car Insurance After the Death of the Policyholder: A Comprehensive Guide https://www.einsurance.com/journal/car-insurance-after-the-death-of-the-policyholder/ Thu, 11 Jul 2024 16:00:43 +0000 https://www.einsurance.com/?p=33190 Key Takeaways: Upon the death of a spouse or family member, it is important for the survivors, especially the executor of any afterlife plans or proposals, to understand the options for car insurance so that surviving family members are covered. It is important to understand current premiums, payments, discounts, and refunds for any policy before […]

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]]> Does Car Insurance Cover Scratches and Dents? https://www.einsurance.com/journal/does-car-insurance-cover-scratches-and-dents/ Thu, 13 Jun 2024 16:00:07 +0000 https://www.einsurance.com/?p=33168 Key Takeaways: Whether your vehicle insurance covers scratches and dents depends on the type of coverage you have. Comprehensive insurance typically covers damage caused by events like vandalism or natural disasters, while collision insurance covers damage resulting from accidents. When filing a claim for scratches and dents, it’s important to consider your deductible. If the […]

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]]> Do Permit Drivers Need Insurance? https://www.einsurance.com/journal/do-permit-drivers-need-insurance/ Thu, 16 May 2024 16:00:54 +0000 https://www.einsurance.com/?p=33141 Key Takeaways: All states require young people to acquire a learner’s permit when learning to drive. Depending on your state’s requirements, a permit can be obtained anywhere from 14 years of age to 16 years. Insuring a learner’s permit driver is relatively inexpensive and pays big dividends in demonstrating expectations and parenting by example. We […]

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]]> No Down Payment Car Insurance – What You Need to Know https://www.einsurance.com/journal/no-down-payment-car-insurance/ Thu, 25 Apr 2024 16:00:14 +0000 https://www.einsurance.com/?p=33095 Key Takeaways: No down payment car insurance, or 0 down car insurance, is a great way to get started with car insurance without paying the hefty, full annual or semi-annual premium. Students, new drivers, and contractors can all benefit from the financial flexibility offered by no down payment car insurance where monthly payments are more […]

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]]> What is The Penalty for Driving Without Insurance https://www.einsurance.com/journal/what-is-the-penalty-for-driving-without-insurance/ Thu, 21 Mar 2024 16:00:36 +0000 https://www.einsurance.com/?p=33039 Key Takeaways: In today’s fast-paced world, driving has become an essential part of our daily lives. Whether it’s commuting to work, running errands, or embarking on road trips, the convenience of having a vehicle is undeniable. However, this convenience comes with a critical responsibility — ensuring that your vehicle is insured at all times. Driving […]

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]]> The Difference Between Bodily Injury and Medical Payment Auto Insurance Coverage https://www.einsurance.com/journal/the-difference-between-bodily-injury-and-medical-payment-auto-insurance-coverage/ Thu, 22 Feb 2024 17:00:08 +0000 https://www.einsurance.com/?p=32912 Key Takeaways: Bodily Injury Liability serves as your financial protection if you cause an accident that results in injury to another individual. Bodily Injury insurance coverage goes beyond safeguarding your financial resources—it also addresses your legal obligations. Medical Payment coverage provides a wide range of advantages, based on a simple concept: it covers the medical […]

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]]> Car Insurance Fraud – All You Need to Know + 12 Strategies to Stay Safe https://www.einsurance.com/journal/car-insurance-fraud/ Thu, 25 Jan 2024 17:00:39 +0000 https://www.einsurance.com/?p=32898 Key Takeaways: Car insurance fraud can be as simple as exaggerating the number of miles you drive when applying for coverage to criminal activity, like staged accidents or fraudulent medical claims. Fraud related to car insurance can carry stiff penalties like heavy fines and restitution, probation, and even jail time. The overall cost to the […]

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]]> Why Did My Car Insurance Go Up? https://www.einsurance.com/journal/why-did-my-car-insurance-go-up/ Wed, 20 Dec 2023 17:00:47 +0000 https://www.einsurance.com/?p=28678 Key Takeaways: Car insurance costs can be impacted by a variety of factors both personal and ‘big picture.’ Determine if your premium increase is due to your personal changes in circumstances, e.g., recent ticket or accident, change in marital status, or if it is more environmental or legislative affecting everyone. Ask your insurance company or […]

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]]> Finding the Best Car Insurance for Seniors https://www.einsurance.com/journal/finding-the-best-car-insurance-for-seniors/ Thu, 14 Dec 2023 17:00:24 +0000 https://www.einsurance.com/?p=32786 The best car insurance for seniors will vary from state-to-state and from one individual driver to the next.That’s because we all have unique needs, vehicles and driving histories. Whether you’re looking for the cheapest car insurance for senior citizens or wondering if your car insurance prices will go down when you retire, the experienced team […]

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]]> How to Deal with an Insurance Adjuster https://www.einsurance.com/journal/how-to-deal-with-an-insurance-adjuster/ Thu, 30 Nov 2023 17:00:21 +0000 https://www.einsurance.com/?p=32656 Key Takeaways: Insurance adjusters for homes and vehicles have different types of expertise but are basically responsible for the same thing — valuating your property’s damage and issuing compensation based on your coverage. Being prepared with the event information, details, estimates, and knowledge of your insurance coverage can help you during the claims process. We […]

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]]> Does Car Insurance Cover Natural Disasters? https://www.einsurance.com/journal/does-car-insurance-cover-natural-disasters/ Thu, 28 Sep 2023 16:00:42 +0000 https://www.einsurance.com/?p=32519 Key Takeaways: Weather-related events are causing more and more damage, but your auto insurance policy may not provide adequate coverage to repair or replace your car. Comprehensive coverage covers most natural and man-made disaster damage, but there may be limitations that impact your reimbursement. As weather events and natural disasters seem to get more prevalent […]

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]]> Does Car Insurance Cover Battery Replacement? https://www.einsurance.com/journal/does-car-insurance-cover-battery-replacement/ Thu, 17 Aug 2023 16:00:28 +0000 https://www.einsurance.com/?p=32439 No usually, no. Car insurance does not cover battery replacement for a dead battery. However, insurance might help pay for batteries damaged in accidents, or stolen batteries, depending on your policy and the situation. Whether you drive an old truck, a sports car, a hybrid or an electric vehicle (EV), in the realms of auto […]

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]]> Does Car Insurance Cover Flood Damage? https://www.einsurance.com/journal/does-car-insurance-cover-flood-damage/ Thu, 20 Jul 2023 16:00:28 +0000 https://www.einsurance.com/?p=32282 You’re wondering if car insurance covers flood damage to your vehicle. And, like most questions related to auto insurance, the answer is somewhat complicated. It depends on the type of policy you buy. Today, our team of licensed insurance agents is here to explain when flood damage and water damage are covered by an auto […]

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